And the plight of 20 million homeowners holding mortgages greater than the value of their real estate needs a major fix in mortgage debt service, even placing many of these homes on a rental basis indefinitely through a federal agency.

FORBES: My Country, Right Or Wrong, My Country!

It's easy to fix, but it's not a quick fix, and it needs pressure continuously, especially those who are holding back and don't want a real solution to the problems in Kenya.

NPR: Words Matter: Terms of Global Conflict Debated