If your life is really being affected by the trauma of your schoolyard, I strongly recommend you see a specialist who will be better able to decide what mix of therapy and medications are most appropriate, given the details of your situation.

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There can be a lot of reasons why you're not at your best in a given situation.

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Do you think you could be facing the same situation there in Indiana, given the economic hard times in your state?

NPR: Reliably GOP States Still In Play In Presidential Race

Determine your current financial situation. (2) Figure out where you want to be at given times in the future. (3) Make reasonable assumptions about key factors like pay raises, savings, spending levels, inflation, insurance coverage, investment returns for different kinds of assets and the like. (4) Run the numbers over time. (5) Fiddle with the assumptions to cover any shortfall or, if financially set, to reduce risk.

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