Consumers using one of the Web sites were asked to provide personal information and a valid credit card number to get a copy of their credit report.

FORBES: A Fine Print Fine

So, check your credit report for free, get a secured credit card, and then let time do the rest.

FORBES: How To Fix Bad Credit On The Cheap

If you fall into the bad credit category, the most inexpensive way for you to maximize the positive information on your credit report, and therefore rebuild your credit, is to get a secured credit card.

FORBES: How To Fix Bad Credit On The Cheap