Banks should not recover other costs of their debit card programs such as the cost of producing and distributing debit cards, general costs of deposit accounts, branch costs, and overhead.

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Our opinion is that there is a robbery underway because the general understanding and the deal done with Eurogroup clearly specifies DEPOSIT accounts to be levied.

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Kroll's software had to synch not only with banks' mainframes but also with programs run by intermediaries--such as Harland Financial Services and FIS--that track deposit and loan data and integrate them with banks' general ledgers.

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People often budgeted an entire afternoon for a trip to a bank branch to check their balances or to make a deposit, withdrawal or payment, explained Anthony Mwai, country general manager for IBM in East Africa.

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Fremont General is also seeking a buyer for its subprime operations after agreeing with the Federal Deposit Insurance Corp. to get out of the business.

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