He seems to assume that the status distinctions of the Indian Civil Service (an exam-based meritocracy) somehow sprang full-grown from the habit of rewarding Whig landowners with earldoms.

ECONOMIST: The British empire

Given that students should also get into the habit of paying their credit card bills on time and in full at this point in their credit careers, a no annual fee student credit card would be free to use and would preserve the option of building credit without actually making purchases.

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