Congress takes credit for enacting vague laws that front-load the benefits and delay the details, restrictions and costs.
This is bad news for countries such as Britain, France and the Netherlands, which plan to front-load their consolidation efforts.
However, the store has room to outperform even more in 2012 if it gains market share in value-oriented shoppers or small-businesses that may front-load their inventories with cheaper holiday discounts at the store.
And what I said to them is the same thing I said to Graham and Reilly, which is, if they can front-load some of the analysis of what went wrong and how you would solve what has happened and what can happen, and you can do that more quickly than six months, then let me know.
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Buy a mutual fund with a 5.75% front-end load--an alias for a commission--from the same broker, and the commission won't be on the bill.
Contrast this with the 0.05% annualized transaction costs (with no front-end load) for our highest rated small-cap growth mutual fund, Virtus Equity Trust: Virtus Small-Cap Core Fund (PKSFX).
The Eaton Vance product carries a 2.25% front-end load, making it useless for a short-term investor.
These funds charge a 5.25% front-end load and annual expenses of 1.2% of assets.
This effectively precludes front-end load funds unless the initial investment is large enough to eliminate the load.
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There is a 3% front-end load and .75% on the way out and expenses run 1.29% of assets.
Front-end load is a nasty cost because it hurts investors in two ways.
Her fund charges a 5.75% front-end load and 1.3% a year in fees.
Assuming a three-year holding period (the average length of investment in mutual funds), this front-end load is costing investors 2.1% per year.
To help make this pill palatable to working-class investors, fund families often stress at some point there will be no big, one-time front-end load, such as the 5.75% sales charge for traditional Class A fund shares.
AllianceBernstein (nyse: AB - news - people ) International Value Fund, which has a front load of 4.25%, is among the most French-heavy at 18%.
This is, of course, all theoretical and Dr Hanretty accepts that some things can't be modelled - like the decision to front load spending cuts and the fact that both Nick Clegg and David Cameron have staked a lot of political capital on the parliament going the full term.
The faceplate of the DDX470 has an easy-to-load DVD transport slot and large front panel buttons for simple and safe operation.
Morgan Fleming European ( VEUCX) funds are no load, but AIM European Small Company has a front-end sales charge.
AllianceBernstein International Value Fund, which has a front load of 4.25%, is among the most French-heavy at 18%.
The tractor-trailer was hauling a housing for drilling equipment southbound when the top right front corner of the load struck several trusses on the north end of the bridge, the patrol said.
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