It is exactly 50 years since Diners Club introduced the world's first charge card.
The upshot: Borrowers must be more vigilant than ever even before they make their first charge on a new credit card.
The first charge need not be fatal other meandering governments, such as John Major's, have survived for a respectable length of time.
Li explains that borrowers must pay not only interest but principal on every monthly payment. (Bank loans first charge interest and then principal).
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Hackett pleaded not guilty to all of the charges and lodged a special defence of alibi on the first charge, claiming he was at home when the child was attacked.
The official in the first charge cannot be identified for legal reasons, and the second - who has not been named - is understood to have been either a member of the armed forces or a Ministry of Defence employee.
BBC: The Sun's Geoff Webster charged over payments to officials
The visitors managed to resist the first charge but when Saracens recycled possession it opened up for Rauluni and the Fijian scrum-half - a late replacement for Neil de Kock - ducked through one tackle before diving over in a second tackle to score.
To become a great leader of others we must first take charge of ourselves.
Names linked with the vacancy include former Southend boss Steve Tilson, ex-Darlington and Doncaster boss Dave Penney and former Imps manager Steve Thompson, who first took charge of the club 20 years ago.
Many of these are free, although US firm Sensei Project Solutions is among the first to charge a fee, for its "task analyser", which is designed to identify problems or missing information in users' documents.
ALEXANDRIA, Virginia (CNN) -- The first criminal charge for bringing objects allegedly looted from Baghdad into the United States has been filed against a television network employee whom authorities said tried to smuggle paintings taken from one of Saddam Hussein's presidential palaces.
The former PSV Eindhoven and Real Madrid coach is currently in Turkey with the Russia squad and is likely to be a spectator at Chelsea's FA Cup fifth round tie at Watford on Saturday, with the Premier League clash at Aston Villa on 21 February expected to be his first in charge.
"She was the first person to charge for taste, the first lady decorator, " he said.
Gradi took charge of Wimbledon in January 1978, during the club's first season in the Football League, and won promotion to the Third Division in his first campaign in charge.
President Florentino Perez smashed previous highest marks to bring Luis Figo and Zinedine Zidane to the Bernabeu in his first stint in charge, then made AC Milan's Brazilian superstar Kaka his first 'Galactico' capture of his second reign at the start of this month.
The Rams suffered a 2-0 defeat to QPR in Clough's first game in charge.
Ruddock led the Warriors to the European Challenge Cup final in his first season in charge.
That has been the story of Brendan Rodgers' first season in charge at Anfield.
Perez's policy is a repeat of his actions in his first stint in charge between 2000-06.
So is the feeling mutual after Southgate's first season in charge of the club?
This then was a very personal rejection of Julia Gillard's first year in charge.
He has not featured for his country since Smith's first game in charge against Italy in March.
BBC: SPORT | Football | Internationals | Smith withdraws from Scots squad
Wales were 16-6 down at half time in Gatland's first game in charge since his appointment in November.
"The feeling is frustration on the whole, " said caretaker coach Robin McBryde after his first game in charge.
Their first match in charge of Dundee will be Tuesday's league game against former club Queens at Dens Park.
In Stephan's first game in charge, against Morocco last month, he handed a full debut to homebased youngster Mouhamadou Diaw.
Earlier this month Samoa Air made headlines for becoming the first carrier to charge passengers according to their weight.
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