Employers pay the premium to the exchange, and the exchange splits the premium between all the insurance companies the employees are using.
And the new insurance exchange will reduce premium increases by lowering administrative costs.
Insurers make money by charging you a premium in exchange for smoothing out your losses from casualties.
Since the Pensacola Federal Prison Camp commissary in Florida was only open one day a week, some inmates would run a "prison 7-Eleven" out of their lockers, reselling commissary items at a premium in exchange for mackerel, says Bill Bailey, who served three months last year on a computer-hacking charge.
WSJ: Mackerel Economics in Prison Leads to Appreciation for Oily Fillets
It's akin to increasing your deductible on insurance in exchange for a reduction in the premium you pay.
And if publishers start pushing more premium inventory to the exchange, Mahon says, they will see more revenue from all the media buyers who are flocking to Google.
However, the employer will have to pay a shared responsibility fee if their employee purchases coverage through a new exchange with the help of a premium tax credit targeted toward middle to low income families.
Similarly, 88 percent of 18- to 20-year-olds projected to buy a plan in the exchange are expected to be eligible for premium subsidies or Medicaid.
FORBES: Proof That Obamacare 'Rate Shock' Is An Ugly Insurance Company Deception
There would, on the other hand, be a useful fall in interest rates, because investors would no longer demand a premium for the risk that the exchange-rate peg would be broken.
The sheer swiftness of gold's decline on Monday meant that investors were willing to pay a premium for put options on gold and silver-backed exchange-traded funds, a centerpiece of his strategy.
Speaking on CNBC, Buffett said Berkshire offered to reinsure the municipal bonds in exchange for a fee equal to 1.5 times the remaining unearned premium over the life of the bonds.
So, this cumbersome and costly exchange rate management system either keeps investors sidelined or requires them to attach a hefty premium to any new undertaking.
In addition, there will be a fully operational individual exchange where their employees can go to purchase great health insurance and possibly qualify for premium tax credits to help pay for that health insurance.
The company also had more U.S. subscribers for the HBO premium channels and saw growth internationally across the TV business, despite unfavorable currency-exchange rates.
Bart Melek, vice president and director, head of commodity strategy, rates and foreign exchange research at TD Securities, said just chatter from Iran and Israel could push the risk premium on crude higher.
FORBES: FOCUS: IAEA Report On Iran's Nuclear Programs Not Influencing Markets Yet
So you could even put the switch down to the slow death of that natural deflation built into the Gold Standard (or rather its step-nephew, the Gold Exchange system), starting at the very same time as US stockholders kissed goodbye to earning a premium each year above Treasury yields.
FORBES: Dividend-Yield Signal Screams Deflation Or Back-Up-The-Truck
应用推荐