If there becomes reason to question that value, people can switch from dollars to gold currency (most easily through electronicpaymentsystems like debit cards).
Riskier products could be bundled and sold more efficiently because of new electronicpaymentsystems, and in combinations reaching a greater range of buyers, increasingly far from the original loan.
The panel is trying to determine why electronic-payment systems are largely married to 1970s payment technology, which comes at great costs to businesses and consumers.
Better Than Cash (formerly the 20% Initiative), a program to introduce electronic and mobile paymentsystems to developing countries to facilitate the distribution of aid resources.