Non interest income (aka, fees) fell 11% from a year ago, driven by lower servicing income (down 64%), lower deposit account service charges (down 7%), and lower proceeds from loan and asset sales.
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Then in 2011, all three of the above bank holding companies saw modest year-over-year increases in service charges on deposit accounts.
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Direct deposit is free, but nominal charges apply for ATM withdrawals.
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U.S. Bancorp is one of the few big banks that charges customers 50 cents to deposit a check by taking a picture of it with their smartphone.
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