But for students who drop out of college without finishing a degree, student debt is the worst type of debt possible: a long-term financial burden with no utility that is practically impossible to shed in bankruptcy.

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Sebastian Vettel, looking for a small degree of consolation for the year by finishing second to Button in the championship, was fourth quickest in his Red Bull, 0.284 seconds behind Kovalainen.

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In their proposal, a student loan insurance market would increase the number of students finishing their degree by 3.8%, with greater effects for students who are currently more likely to drop out.

FORBES: A New Market: Student Loan Insurance

My former assistant, Bethany Rutter, (Ok, she only worked for me for a few weeks when she was finishing a degree in French), is on the brink of stardom because she is who she is and proud of it.

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