And, finally, critically important information about student results, including comparative information about default rates, graduation rates and retention rates for the school.
Generally speaking, that should be the default policy that private information and communications companies adopt when devising speech policies for their platforms.
An administrator inserted a footer on all document templates so that they included, by default, the appropriate information classification and confidentiality notice for the project files.
Each of these is ranked, eBay-style, using information on their historical default and delinquency rates.
Information on non-default factors, including liquidity (whatever that is), will be attached to ratings.
Facebook has a history of making changes that increase the amount of information its members share by default, only to backtrack after criticism.
Those who might lend to the country or company, those conducting other business with it, and those who might face the risk of default in other ways, can use this information to better plan their activities.
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Each time privacy settings have changed, the default has been to make our photos and profile information more public.
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Yet, inexplicably, they do not contain the information about individual loans that is needed to detect default risk.
Compared to Apple's default app, though, it's at once providing more information and less.
My second suggestion is to require banks to submit standardized credit information about their borrowers, as well as the associated default history, to an independent third party that could cleanse the data, ensure its anonymity and add it to a national database.
Ofgem's proposals also include banning complex multi-tier tariffs, new personalised information to help consumers find their best deal, and ensuring customers default to the cheapest option at the end of fixed-term contract.
Now far more information is being put on show automatically, though users can change their default privacy settings to restrict access to some of it.
Markit, for example, gathers information from a large collection of financial services companies to provide an independent view on the value of credit default swaps.
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