"Cyberterrorism is real, and it's very hard to pinpoint the perpetrators, " says Emily Freeman, an e-business specialist at Marsh Inc.
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The U.S. hasn't done enough since the tragedy to prepare for cyberterrorism.
The main reason why this concept conjures strong negative connotations is because it is often lumped with all the other evil activities that take place online cybercrime, cyberterrorism, cyber-espionage.
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The FBI had ruled out cyberterrorism as a cause.
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Read: How real is 'Skyfall's' portrayal of cyberterrorism?
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