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And over time, as consumer contracts expire, many more would have the chance to switch.
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All a company has to do is make simple changes to the text used in its consumer contracts to shield itself from a class action lawsuit.
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Concepcion, affirmed bans on class actions even in consumer contracts.
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"I hope the House of Lords will make a very clear finding that the bank charge terms are subject to the Unfair Terms in Consumer Contracts rules, " said Marc Gander of the Consumer Action Group (CAG).
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Congress also gave the Consumer Financial Protection Bureau the authority to decide whether class waivers should be banned in consumer finance contracts.
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But it's also likely that government contracts and emerging consumer applications will allow them to start making money back quickly.
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Samsung Executive Vice President Young Lee, head of the company's European operations, said at the meeting that Samsung knew it wasn't going to bring in "big volumes" of government contracts, compared with its consumer market, but said others would surely follow, according to the meeting notes.
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Mr. Schwarcz has been pushing state insurance departments to post policies online, so consumer groups and others comfortable with the dense language of contracts can work up comparisons to aid buyers.
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For business relationships specifically, the law allows contracts between a auditor and its client only if the auditor is a consumer in the normal course of business and receives no incentives, special pricing or other advantage that other customers would not receive.
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Annual iron ore contracts are currently being negotiated with suppliers, and China is the world's biggest steel consumer.
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