Many niave widowed and otherwise untrained individuals are to be asked to choose between complex coverage options, and deal with slick talking salesman, and fine print that may be deceptive.
For example, if a company is shipping products internationally, but still needs to guarantee delivery to receive full payment or to maintain contractual obligations, it faces a potentially complex set of options to complete the delivery.
These are advanced options strategies that often involve greater risk, and more complex risk, than basic options trades.
Software can't yet replicate all the complex trades used in options strategies some traders say, though there's plenty of disagreement on this front, so for now these trades remain on the floor.
What makes the situation so complex is that few of the options used elsewhere in the euro zone offer much relief in Cyprus.
Explaining the mechanics of indexed options can also be complex.
And, says Knaysi, not only has medicine gotten much more complex with "a huge menu of options" for testing and therapy, but the fear of lawsuits has become ingrained in both doctors' and hospitals' minds.
Even in the US, understanding the options for incorporating can become overwhelmingly complex for social entrepreneurs.
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In Japan, Goldman has taken a 43% share of Tokyo's electronic stock-options market by attaching Hull's complex pricing models to its own know-how.
And a final benchmark price stems from a complex summation of interlinked spot, physical forwards, futures, options, and derivatives markets, which means the paper market is almost as important as the physical one.
While computer-modeling has shown all of these options to be essentially viable, they would nonetheless be technologically complex and hugely expensive.
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Options aren't for everyone, and they can be complex.
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The market for these products is growing rapidly, both on futures and options exchanges and in private sales, which tend to be more complex and more lucrative.
The process of drafting a prenup can be enormously complex, so give yourself plenty of time to carefully consider it, along with other options to divorce-proof your assets.
And while there is a complex set of legal technical and policy questions around these issues, we are exploring all possible options.
Be warned: When choosing among dozens of models and complex features, your guides might be commissioned salespeople who have an incentive to load you up with expensive options you might not need.
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