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The amount would be paid electronically so you would not need a tiny coin and tiny bank notes.
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In some instances, it can be as basic as providing free coffee and Wi-Fi or, in the case of TD Bank, free coin-counting at "Penny Arcade" machines.
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The Central Bank said that the coin was an artistic representation of the author and the text, and was "not intended as a literal representation".
BBC: James Joyce: Bank regrets 'error' on coin
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The coin remains on sale, but the bank said it would inform purchasers of the error in advance.
BBC: James Joyce: Bank regrets 'error' on coin
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If the euro is to be the coin of the realm in most of Europe, private bank notes should come next.
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There was also clearly a certain amount of safe-haven buying by those concerned with monetary policy in the United States and loosening of monetary policy by the European Central Bank, encouraging purchases of physical silver in bar or coin form.
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The Central Bank of Ireland has said it regrets an error on a new commemorative coin that misquotes James Joyce.
BBC: James Joyce: Bank regrets 'error' on coin
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Consumers and businesses hold a variety of financial assets, ranging from the most liquid M1 coin, currency and checking accounts on the one hand to less liquid assets Treasury securities, bank CDs with a penalty for early withdrawal, for example.
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