James Butler, head of client services and strategy, Program Framework: We look at utilisation as being a critical driver for moving to the cloud and why organisations would want to go that way.

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Ultimately, the attorney should understand all relevant statutory framework to allow for a more productive discussion with the client.

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What this analysis suggests by implication is that the first order of business for the legal practitioner advising a client on a SCF transaction is to ask what, if any, legal exposure might the client have by fitting the desired secular financial transaction to a sectarian, political, and legal institutional framework predicated upon Shariah?

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