Ten out of those 11 were never brought on any charges, their assets were frozen until they went bankrupt and it chilled the First Amendment right of seven million American Muslims to do their religious obligation of paying charity.

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Thus WorldCom artificially depressed the depreciation charges it took on MCI's assets.

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Now Tze, Aquacopia's only full-time employee, navigates the fund, which has minority stakes in five holdings, and charges investors 2.5% on assets under management, plus a 20% cut of the capital gains.

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But that will depend on future capital charges for cleared and uncleared assets and the precise structure of trading venues, which are still not known.

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The PML's Sharif, of course, is also incarcerated, and among other things, faces judgment on additional charges of tax evasion and concealing assets in a few weeks.

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Periodically I will report to the Court on the status of my charges and their income, expenses, and assets.

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Another touchy cost issue: If a financial advisor charges you a percentage of assets under management, he might bill you more for advising on your 401(k) if you use a window.

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If you work with a financial planner or wealth manager who charges a fee to manage your assets, consider tapping him or her to guide your children on investing their retirement account as well, he says.

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