Even where a loan is related to development, risk can be managed with guarantees, additional capital and cash flow projections based on reasonable assumptions.

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Incorporating inflation estimates into cash flow projections.

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It's better to break the bad news about money concerns, such as missed revenue projections or cash-flow gaps, before there's nothing left in your company's bank account.

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Among other factors, the study examined each team's revenues and expenses and made cash-flow adjustments, risk assessments and growth projections.

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Among other factors, the study examined each program's revenues and expenses and made cash-flow adjustments and risk assessments and growth projections for every school.

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Common requirements include: purpose of the loan, history of the business, financial statements for three years (existing businesses), schedule of term debts (existing businesses), aging of accounts receivable and payable (existing businesses), projected opening-day balance sheet (new businesses), lease details, amount of investment in the business by the owner(s), projections of income, expenses and cash flow, signed personal financial statements and personal resume(s).

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The other buzzword we hear from analysts is "metrics, " most often meaning revenue projections every bit as absurd as cash-flow models.

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