But in bad times, shares are harder to hedge and less easy to sell.
But in bad times, investors cannot grasp the full extent of the banks' exposure, and when they cannot understand, they do the prudent thing and sell.
For centuries, the message of Christmas -- of peace and goodwill to all -- has guided millions of people around the world through good times but also through bad times.
Many Jews became trusted advisers and doctors to Egyptian kings and governors. (The Nasser family dentist was Jewish, in fact.) But in bad times, under brutal rulers, Jews would be killed en masse by mobs, their synagogues and shops torched or destroyed.
"But I feel bad times are made for better times to follow and I am back at the crease, " Inzamam told this website.
Foolishly California continues to live off a highly volatile income and sales tax system, with the legislature adding spending in good times, but then through welfare also in bad times.
We have had some very bad times but things have never looked as promising as they do now.
But these are unusually bad times in both the airline and advertising industries.
External stressors such as joblessness play a role. (National figures on whether suicides increased in the 2008 recession are not in yet, but suicides generally go up in bad economic times.) The very elderly once had the highest suicide rate, but middle-aged men and women, 45 to 54 (see graph, below), have surged recently and surpassed them.
If you hear any of them interviewed they will often reference those struggles not as the bad times, but as the inspiration for their current strength and drive.
This gave homeowners more to spend in the good times but less in bad ones.
Under it, governments get more flexibility in bad times but they are meant to show greater discipline in good times.
Calculations by scientists, who are forever totting up times but are often bad at mental arithmetic, will also be much easier if they can just move decimal points instead of multiplying and dividing.
Instead of trying to expand into investment banking, a business with juicy margins in good times but horrible losses in bad, Erste Bank has instead concentrated on expanding its retail banking business into central and eastern Europe, where it has subsidiaries stretching from Austria to Ukraine.
"Initially it hurt pretty bad, but after icing it a few times it feels good, " he said.
But in the coming months of war and bad economic times it won't be the only company that will try to wiggle out of contractual obligations.
That is bad enough in itself, but when it continues 12 times a year for around 25 years, most people would agree it is barbaric.
But the plane tried to land four times, in bad weather.
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Poor marketing was partly at fault an ad for the book taken out in the New York Times Book Review by its publisher, Viking, was so underexposed that the Times ran a black page but bad timing was the bigger culprit.
Financial liberalisation is supposed to help households to borrow in bad times and so smooth out consumption, but again it is a two-edged sword: it also makes it easier for firms and households to take on too much debt during booms, which may exacerbate subsequent downturns.
People think times are really, really bad, but it is an amazing thing if you are out there among them: the hotels are full, the airlines are full, the high-end shops are full, the Wal-Mart is really, really, really full, the highways are full, the trains are full.
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Supermarkets and the distributors they purchase from face the same challenges as Subway: You can have your bread without all the chemicals, but the loaf will cost two to three times more and go bad in a day or two.
But that 15% growth rate, while not bad in these uncertain economic times, is a considerable drop from a year ago, when revenues rose 23%.
That Austrians explain good and bad times through the prism of inflation suggests austerity in outlook, but promiscuity in action whereby modern theorists redefine the meaning of a word.
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But it is a risky strategy, because they can also lose a lot of money in bad times.
His other work has been equally bad, and several times he has been in trouble, because he will not listen, but will insist on doing his work in his own way.
Certainly private companies are subject to the same tendency for staff creep, but (as we have seen in this recession) they are fairly ruthless in correcting this when times turn bad.
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For instance, at times the pain was so bad that all I wanted to do was lay in bed, but Dr Thomas has encouraged me to go out for a walk, or to sit in the garden.
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