It's just that the banks are struggling with difficult markets and spluttering loan demand in a normal business downturn.
Even a mild business downturn could cause a revulsion against the kind of easy credit that put so many houses within financial reach (or seemed to).
And a company must not have a high level of debt, since a moderate business downturn can have a very negative affect on a company when it is stuck with a lot of interest-rate expenses.
In fact, setting up a business during a downturn or recession may even work in your favour.
Larger chains figure they've got enough assets to ride out a downturn in business.
During the recent downturn in business, it was outlet centers that continued to see good customer traffic.
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Some shops in the town have already reported a downturn in business as a result of the Hall's closure.
Travelocity said the downturn in business meant they had to take action.
During 2012, Ronaldsway airport operated 21 different routes to and from the Isle of Man, with most (two-thirds) suffering a downturn in business.
Doorstep lending, or home credit as it is termed by the trade, is a counter-cyclical business: in a downturn, bad debts pile up, blackening credit histories.
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The Maloofs have also been struggling with their casino business during the economic downturn, and were recently trying to restructure debt on the Palms Casino Resort.
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Many report a downturn in business since the attack - which they suspect has in turn dissuaded many popular chain stores from bringing a much needed boost to the town.
He said Monday's announcement wasn't a complete surprise since there has been a sharp downturn in business in the past month or two, which companies weren't expecting when they issued guidance in November.
But what really worries BA, and other business-oriented airlines, is that the cyclical downturn may be coinciding with a structural decline in business travel because of advances in information technology.
And Canada did not even see a rise in business bankruptcies during the economic downturn.
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If he succeeds in taking Ugly private, and the subprime auto business recovers from a current downturn, Garcia will be one lucky duck.
As well as its thriving defence activities, IAI also manufactures a mid-size business jet for Gulfstream and carries out cargo conversions of commercial airliners, a business that suffered during the downturn but which is now picking up.
Wells Fargo's revised policy takes back unpaid compensation awards in the event of misconduct, material error, failure to supervise or in the event the company or an individual executive's business group has a material downturn in financial performance or failure of risk management.
More of a worry is the risk of rapidly expanding a retailing business ahead of a potential economic downturn.
Everyone knows that airlines are under siege these days from fluctuating fuel prices, security concerns, and an economic downturn that has reduced business travel.
"With the economic downturn students have seen business irresponsibility in the finance and housing sectors and there is more awareness that irresponsibility has a wider impact, " Moon told CNN.
So the current downturn in the computer business, the worst in PC-dom's 18 year history, hits Singapore two ways -- in slumping export figures and in falling stock prices.
General Dynamics is counting on its Gulfstream business jets to compensate for any downturn in military demand, and its networking unit counts customers as far afield from the Pentagon as T.
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These days, pitch sessions blend the dream of new business with the reality of an economic downturn.
Not surprisingly, a lot of this thinking is driven by the need to reimagine business processes after a long and protracted downturn.
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Joe Jordan said business owners had experienced a "noticeable downturn in footfall" in the city centre and were linking it to the traffic disruption.
Nothing elsewhere in the federal space can rescue you from a big downturn in defense, and business conditions at the state and local level are at a low ebb.
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Mr. Flexner of Citigroup said the bank became more aggressive in pursuing REIT underwriting business after the sector weathered the brutal downturn with very few defaults on debt obligations.
Many people in the defense business believe their industry is headed into a downturn.
Then the question becomes whether the rare earths mining business is approaching the end of its cyclical downturn.
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