Other factors that might raise red flags include a high proportion of off-balance-sheet transactions, frequent changes in auditor and delays to earnings announcements.
PayWizard has also announced an account management application for Samsung's Connected TVs, which increases the number and types of devices on which PayWizard customers can manage their balance and transactions and replenish their accounts -- all in a quick, simple and secure interface.
The bulk of Western credits to the former Soviet Union took the form of so-called balanceof payments or general purpose loans with no underlying projects or trade transactions.