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The 10% increase is being applied to all mortgage lenders and is seen as yet another way to tackle demand.
FORBES: With New Anti-Bubble Rules, Housing Sales Collapse 70% In Beijing
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As a result of this deterioration in loan performance, investors have increased their scrutiny of the credit quality of securitized mortgages, and lenders in turn are evidently tightening the terms and standards applied in the subprime mortgage market.
NPR: Bernanke: U.S. Growth 'Moderate' as Inflation Rises
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The "cooperation agreement" applied only to the firms' ratings on mortgage securities backed by subprime and other risky loans.
WSJ: Probe Adds to Rating Firms' Woes
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After construction, the elder Mr. Spiliadis, 74, applied for the loan to roll into a 20-year mortgage with balloon payments every three years.
WSJ: Foreclosures loom as small firms face balloon payments on mortgages
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So if we ignore that underwater stock buyers were forced to make good on investments made on the margin--just as mortgage holders should--we can't ignore the truism that once applied to housing.
FORBES: Political Economy
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Sir Thomas, a former civil servant, has applied new limits to categories like gardening and cleaning but some MPs are angry that claims for mortgage repayments have not been included.
BBC: Brown urges angry MPs to pay up
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Politicians have applied a fiscal stimulus and, to keep housing finance flowing, relaxed prudential controls on government-sponsored mortgage lenders.
ECONOMIST: America's housing