This was a unique situation and therefore not an appropriate example, in my opinion.
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All that matters is that the specific fund they recommended, a balanced mutual fund for example, is an appropriate investment for that particular client.
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For example, an important consideration in deciding on appropriate response action is whether a cleanup technique will cause more harm than good.
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For example, it might be appropriate to convene an annual conference on security issues.
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As an example with a low interest rate environment adding long bonds may not be appropriate when interest rates go up.
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