The first is to reach borrowers who elude servicers acting on their own.

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That way, individuals can spread their risk in a way they could not afford if they were acting on their own.

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The Fatah organization said the kidnappers were not members of its group but activists in the Palestinian intifada who were acting on their own.

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The decision by Tunis could be an early indication that Arab states may begin acting on their own to isolate Syria after Russia and China.

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The nation's courts, acting on their own, ordered seizure of wholesale stocks and fixed a third price, for retail sugar, at 40 rupees per kilo, which was half the price in neighboring Afghanistan.

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He cites a 1998 Texas Supreme Court ruling that held a settlement is valid despite later fraud claims, as long as the parties say they are acting on their own and not relying on anything the other side said or did.

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By arguing that the jihadists are acting on their own after being mysteriously inspired by no one, law enforcement officials and the media are relieved of the thankless task of investigating mosques, Muslim advocacy groups and Islamic centers, where the jihadist indoctrination is conducted on a daily basis.

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It was a consortium of sorts, of like minded individuals acting entirely on their own without a secret handshake.

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The attacks could represent a strain of a more recent kind of terror event that is difficult, if not impossible, for authorities to defend against: individuals acting opportunistically on their own, outside of traditional terrorist networks.

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