Were talking to you if you have already accumulated a large sum in an IRA, perhaps from the rollover of a corporate retirement plan, and if you want to know whether you should convert that pot of money to Roth status.

FORBES: Rothify now

Before I order a CT Scan that adds to the cumulative ionizing radiation the patient has accumulated and spend a large sum of money, I want to eliminate the possibility that it could be addressed with a simpler, less invasive approach.

FORBES: Connect

In the past, I have almost always advised retiring public sector employees to resist the temptation to take their accumulated pension benefit in a lump sum.

FORBES: Looming Risk of Municipal Defaults Forces Retirees to Consider Pension Buyouts