-
Most trusts (non-grantor trusts) pay tax on capital gains and accumulated income that stays in the trust, while the beneficiaries pay tax on income that is distributed to them.
FORBES: Tax Hikes Hit Trusts Hard, Beneficiaries Pull Money Out
-
And because of lower interest rates, the recently retired who are buying an annuity with their accumulated pension money find the income they are getting from it is far lower than they had hoped.
ECONOMIST: The history and future of pensions
-
All three formulas weigh current income much more heavily than accumulated assets.
FORBES: Save For Retirement Now, Get More College Aid Later
-
Those accumulated funds would pay all workers at all income levels much higher benefits than Social Security even promises, let alone what it could pay, two to three times as much, and possibly even more.
FORBES: A Winning Plan For Social Security Reform
-
If the stock pays dividends, then they are subject to the maximum 20% favorable tax treatment, which is far better than if they had accumulated inside and IRA and then distributed at ordinary income tax rates.
FORBES: Tap Into Employer Stock Without Paying Taxes (For Now)
-
No matter how you slice it, one thing is clear: the vast majority of Americans working for private employers have not accumulated sufficient assets in their 401ks to fund the retirement income goals they established decades ago.
FORBES: Retirement Dreams for Smaller 401ks -- $15,000 Condos
-
If your highest priority is to protect the capital you have accumulated, it may not be possible to generate the amount of income you desire!
FORBES: The Early Retirement Income Challenge: Longevity
-
You will pay more taxes, on income, purchases and consumption soon, because you see, a lot of excrement (debt) has accumulated and needs to be cleaned up.
FORBES: Guest Post: Tax Cut Extension �� la Robin Hood?