雇员可选择不参加该公司的养老金计划。
许多雇员退出了养老金计划的合约。
我要是更年轻的时就开始我自己的养老金计划就明智得多了。
I would have been much wiser to start my own pension plan when I was younger.
他们认为，政府应该通过改变一些默认选项来说服我们做出更好的决定，比如在我们的养老金计划中存更多的钱。
They argue that governments should persuade us into making better decisions—such as saving more in our pension plans—by changing the default options.
面对越来越多的对这份计划书的反对意见，首相在12月5日表示，改革特别养老金计划的条件不再是多工作几年。
Facing increasing opposition to this proposal, the prime minister said on December 5 that working more years would no longer be a condition for reforming the special pension schemes.
马里奥和他的朋友们正在计划今年夏天去一家养老院工作。
Mario and his friends are making some plans to work in an old people's home this summer.
因为受储蓄的保护，他们拥有房子和丰厚的养老金，能够毫无恐惧地计划他们的生活。
Protected by savings, a house they own and a decent pension, they will be able to plan their lives without fear.
对领取养老金者的特殊救济也可以缩减，这部分人的基本养老金来自于特殊计划的支撑。
Special benefits for pensioners, who will be gaining from separate plans to shore up the basic state pension, could also be reduced.
这些行动同时还离不开一个由雇主赞助的养老金计划。
These actions should be combined with an employer-sponsored pension scheme.
计算一个养老金计划的成本取决于两个关键假设。
Calculating the cost of a pension scheme depends on two key assumptions.
这一切中最棘手的也许是与或有负债，如银行保险计划，公共部门养老金计划等有关的问题。
Trickiest of all perhaps is the question of contingent liabilities such as bank-insurance schemes, public-sector pension schemes and the like.
我们现在必须依靠我们自己的积蓄，而不是公司的养老金计划，以帮助我们在退休以后生存。
We now have to rely on our own savings — rather than a company pension plan — to help us survive during retirement.
大多数的公司已经拥有两种养老金计划。
2006年，80%的雇员依靠的是确定给付计划，这就意味着养老金是根据工作的工资和年限支付的。
In 2006 80% of them relied on defined-benefit plans, which pay a pension based on wages and years on the job.
这家美国投资银行已经在日本开展了本土基金业务，将重点放在日本的养老金计划上。
The us bank already has a domestic fund business in Japan, where it focuses on the country's pension schemes.
现在你可以为通过长期负责任的预算计划的州提供联邦资金，这些预算计划将减少支出和养老金投入。
You will provide federal money now to states that pass responsible long-term budget plans that will reduce spending and pension commitments.
进度太快并不可取因为人们需要时间来计划养老金的支付。
Moving too quickly is undesirable because people need time to plan for the later payment of the benefit.
他们同时采取复合计划，即把部分传统的确定给付养老金形式替换为私营部门常见的养老金固定缴款计划。
They would also have hybrid plans, with part of the traditional defined-benefit pension replaced by a defined-contribution plan of the sort common in the private sector.
在退休研究中心的养老金计划的样本中，大约60%在2006年的基金比例达到了80%以上。
In the CRR's sample of pension plans, about 60% had funding ratios of at least 80% in 2006.
他急于阻止针对养老金的经济状况调查援助计划的推广，这让私有退休收入大大受挫。
He was anxious to arrest the spread of means-tested top-up help for pensioners, which discourages private retirement saving.
安吉利迪斯向来都是商业界的眼中刺，他曾使用加州的养老金计划来威逼他不喜欢的公司老板们就范，而且他一直用悲观的眼光来看待华尔街。
Mr Angelides was a perennial thorn in the side of business, using California’s state pension plan to browbeat bosses of firms he disapproved of, and he retains a dim view of Wall Street.
安吉利迪斯向来都是商业界的眼中刺，他曾使用加州的养老金计划来威逼他不喜欢的公司老板们就范，而且他一直用悲观的眼光来看待华尔街。
Mr Angelides was a perennial thorn in the side of business, using California's state pension plan to browbeat bosses of firms he disapproved of, and he retains a dim view of Wall Street.
缴款的金额在很大程度上决定了最终的养老金数目，因此在目前水平下，养老金固定缴款计划将和以前的最终薪金退休金计划大不相同。
The amount put into a plan largely determines the resulting pension, so the current level of DC contributions will not deliver anything like the old final-salary pensions.
据塔沃森的一项研究，过去十年，养老金固定收益计划的全球资产每年仅增长2.9%，而养老金固定缴款计划的全球资产每年增长了7.5%。
Over the past ten years global assets in DB plans have grown by just 2.9% a year, whereas those in defined-contribution plans have increased by 7.5%, according to a Towers Watson study.
但是富裕国家的养老金计划已经严重地不符合标准。
But the rich world's pension planning has seriously fallen short.
在1999年，互联网泡沫(一种股市泡沫)仍在膨胀，该养老金计划的精算师预计，退休基金将获利甚丰，足以支付增加的养老金。
In 1999 the dotcom bubble was still inflating, and the plans' actuaries predicted that their retirement funds would gain enough value to pay the increased pensions.
为了让希腊削减国债，国际货币基金组织(IMF)和欧盟指明了许多方法，其中不少都涉及降低公共养老金计划的规模。
Many of the IMF and European measures to reduce Greece's debt include severe reductions to Greece's public pension system.
德贝弗昨天在电话中表示，“我们一直在进行接洽，和其他养老金计划一样，作为中间结构来参与涉及加拿大养老金计划和中方投资者的交易。”
"We've been approached, just like other pension plans, by intermediaries trying to broker a deal involving Canadian pension plans and Chinese investors," DE Bever said by phone yesterday.
随着人口的老龄化，美国民众的养老金计划进展迟缓甚至频临破产。
America's public pension scheme is shuffling towards insolvency as the population ages.
随着人口的老龄化，美国民众的养老金计划进展迟缓甚至频临破产。
America's public pension scheme is shuffling towards insolvency as the population ages.
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