而如果买进指数基金，就不用担心因为你自己或你的基金经理选错了股票而使你的投资收益远远落后于市场平均水平。
And if you buy index funds, you don't have to worry about badly lagging behind the market averages because you or your fund managers pick the wrong stocks.
投资人宁愿承担在家保存黄金的风险或者是将其存在银行的成本，也不愿选择跟踪金价的指数股票型基金(ETFs)，这或许看起来有些奇怪。
It may seem odd that people want the risk of keeping gold at home (or the cost of storing it at a bank), when they can invest in exchange-traded funds (ETFs) that track the gold price.
投资人宁愿承担在家保存黄金的风险或者是将其存在银行的成本，也不愿选择跟踪金价的指数股票型基金(ETFs)，这或许看起来有些奇怪。
It may seem odd that people want the risk of keeping gold at home (or the cost of storing it at a bank), when they can invest in exchange-traded funds (ETFs) that track the gold price.
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